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Average Salary Australia 2026: How Much Do You Take Home?

Australian Tax & FinancePublished Last updated 6 min readHow we calculate
Title card for the average Australian salary 2026 take-home pay guide
Title card for the average Australian salary 2026 take-home pay guide

The Australian Bureau of Statistics puts average weekly ordinary time earnings for full-time adults at $2,083.70 in May 2026 (seasonally adjusted). Over a full year that is about $108,352 before tax. Below is what that leaves after 2026-27 income tax and the Medicare levy, how it differs by state, and what changes if you have HECS or no hospital cover.

Personalise it: free Australian pay calculator.

Take-home pay on the average full-time wage (2026-27)

ItemAnnualMonthlyWeekly
Gross (ABS average)$108,352$9,029$2,084
Income tax−$23,026−$1,919−$443
Medicare levy (2%)−$2,167−$181−$42
Take-home (no HECS)$83,159$6,930$1,599
Take-home with HECS$77,335$6,445$1,487
Employer super (12% SG, on top)$13,002$1,084$250

Gross is the ABS weekly figure × 52. Source: ABS: Average Weekly Earnings, Australia, May 2026. Tax uses 2026-27 ATO resident rates for a single person with no other income.

Where 108,352 goes (2026-27)
Income tax: $23,026Medicare levy: $2,167Take-home: $83,159

Split using ATO resident rates for 2026-27. Super (12% SG) is paid by your employer on top and is not deducted from take-home.

Average full-time wage by state

Average full-time ordinary earnings vary by more than $23,082 a year between the highest (Australian Capital Territory) and the lowest (Tasmania). Income tax is federal, so the same salary is taxed the same in every state; the difference is in what people earn.

State / territoryWeekly (ABS)AnnualTake-home / year
Australian Capital Territory$2,290.20$119,090$90,461
Western Australia$2,227.40$115,825$88,240
New South Wales$2,108.80$109,658$84,048
Victoria$2,041.10$106,137$81,653
Queensland$2,039.70$106,064$81,604
Northern Territory$1,984.10$103,173$79,638
South Australia$1,970.20$102,450$79,146
Tasmania$1,846.30$96,008$74,766

State figures are the ABS original (not seasonally adjusted) series for May 2026.

Medicare levy surcharge at the average wage

The 2026-27 surcharge starts above $105,000 for singles, so a single person on the average full-time wage without private hospital cover is in Tier 1 and would pay about $1,084 a year extra (1%). See the MLS calculator to check your own position.

Average vs median — which matters?

The average wage is pulled up by high earners, so the median (the middle worker) is lower. When comparing job offers, ignore the headline average and calculate your net pay — HECS and the Medicare levy surcharge can swing results by thousands.

Australian resident income tax brackets 2026-27
$0 – $18,2000%$18,201 – $45,00015%$45,001 – $135,00030%$135,001 – $190,00037%$190,001+45%

Progressive rates: you only pay each rate on income inside that band. Source: ATO resident tax rates.

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