Use our free Australian stamp duty calculator to calculate stamp duty on property purchases. Our stamp duty calculator Australia uses real 2024-25 state rates for NSW, VIC, QLD, SA, WA, ACT, TAS and NT, with first home buyer exemptions included.
Stamp duty is a state government tax paid when purchasing property in Australia. Rates vary by state and property value, with first home buyers often eligible for concessions or exemptions.
Stamp duty (also called transfer duty or conveyance duty) is a state government tax levied on property transactions in Australia. It is calculated on the property's purchase price using progressive marginal rates that vary by state. Our Australian stamp duty calculator uses current 2024-25 rates for all states and territories. First home buyers may be eligible for exemptions or concessions depending on their state.
Yes — most states offer first home buyer stamp duty concessions. NSW exempts established homes ≤ $650k, VIC homes ≤ $600k, QLD homes ≤ $500k, and WA homes ≤ $430k. Eligibility requires being an Australian citizen or permanent resident, living in the property as your principal place of residence, and not having previously owned property. Check your state revenue office for current thresholds.
Victoria and NSW generally have higher stamp duty than other states, particularly at higher property values. VIC charges 5.5% of the total value for properties over $960,000, while NSW applies 5.5% on amounts above $1,089,000. QLD, SA, and WA are generally more affordable. The best way to compare is to use our calculator with your specific property value across different states.
Stamp duty is typically paid at settlement when the property transfer is completed, usually 30–90 days after signing the contract. Budget for stamp duty early in your property purchase planning, as it can be a significant cost. Some states allow eligible buyers to defer payment.
Stamp duty varies significantly by state and property value. As a general guide, expect to pay 3–5% of the property value on a $750,000 home, though rates are progressive (higher rates on higher values). Use our stamp duty calculator Australia for state-specific estimates. Remember to factor in additional costs like legal fees, building inspections, and loan establishment fees.
You may be able to reduce stamp duty costs by qualifying for first home buyer concessions, purchasing below state thresholds, or buying a new build (some states have different rates for off-the-plan purchases). Always check current state government policies, as stamp duty concessions change regularly.