How Much Stamp Duty on an $800,000 House in Australia? (2026)
CalculatorQuest Editorial Team
Australian Tax & Finance Specialists
Buying at $800,000? Stamp duty (transfer duty) is often the biggest upfront cost after the deposit — and it varies wildly by state. This guide shows indicative 2026 duty on an $800k purchase for general buyers vs first home buyers, then links to free calculators for your exact figure.
Instant answer: free stamp duty calculator Australia.
Approximate general-purchaser duty before concessions. First home buyer exemptions can cut this to $0 in some states. Always confirm with the free stamp duty calculator.
$800,000 stamp duty by state (2026)
| State | General buyer | First home buyer* | Note |
|---|---|---|---|
| NSW | $31,090 | $0 | Eligible FHB: often $0 up to $800k |
| Victoria | $43,070 | $43,070 | Eligible FHB: full concession often to $600k |
| Queensland | $29,025 | $29,025 | Eligible FHB: often $0 up to $500k |
| Western Australia | $32,316 | $32,316 | Eligible FHB: concession bands apply |
| South Australia | $37,830 | $37,830 | No broad FHB stamp duty exemption |
| ACT | $23,950 | $23,950 | Home Buyer Concession may apply |
*First home buyer figures assume you meet state eligibility (citizenship/residency, prior property ownership, property type). Always confirm with the Revenue Office and our calculator before exchanging contracts.
Why $800k is a pivotal price point
In NSW, $800,000 sits at the top of the full first home buyer exemption band for many eligible purchases — meaning the difference between paying tens of thousands and paying $0. In Victoria and Queensland, full exemptions usually cut out at lower prices, so an $800k purchase may still attract substantial duty even for first buyers.
Other purchase costs to budget
- Deposit (often 5–20%) plus Lenders Mortgage Insurance if under 20%
- Conveyancing / solicitor fees
- Building and pest inspections
- Mortgage setup fees — model repayments with our mortgage calculator